Payment Policy

Effective Date: April 1, 2026

At Rays Jewelry, we are committed to providing a secure, reliable, and seamless checkout experience for every customer. This Payment Policy explains how payments are processed through our website and outlines the terms that apply when you place an order.

By completing a purchase on our website, you agree to the terms of this Payment Policy.

1. Accepted Payment Methods

For your convenience, we accept a variety of secure payment options, including:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • PayPal

  • Apple Pay

  • Google Pay

  • Shop Pay

  • Other payment methods displayed during checkout

All orders must be paid in full before they are processed or shipped.

2. Secure Payment Processing

Your payment security is one of our highest priorities.

All transactions are processed through trusted third-party payment providers using industry-standard encryption technologies. Our website is protected with Secure Socket Layer (SSL) encryption to help safeguard your personal and financial information during checkout.

For your protection, Rays Jewelry does not store complete credit or debit card information on its servers.

3. Pricing & Currency

Unless otherwise stated, all prices displayed on our website are listed in United States Dollars (USD).

Applicable sales taxes are calculated automatically during checkout based on your shipping destination and local tax regulations.

While we strive to ensure pricing accuracy, we reserve the right to correct pricing errors, update product prices, or cancel orders affected by incorrect pricing.

4. Order Confirmation

Once your payment has been successfully authorized, you will receive an order confirmation email containing your purchase details.

If we encounter any issues with payment authorization, inventory availability, or order verification, our customer support team will contact you as soon as possible to help resolve the issue.

5. Billing Information

Customers are responsible for providing accurate and complete billing information during checkout.

By submitting your payment information, you authorize Rays Jewelry to charge your selected payment method for the total purchase amount, including:

  • Product price

  • Applicable taxes

  • Any additional charges displayed during checkout

Providing incorrect billing information may delay order processing or result in order cancellation.

6. Refunds

Approved refunds will be issued to the original payment method used when placing the order.

Refund requests are processed in accordance with our Return & Refund Policy. Once approved, refunds are generally processed within 7 business days, although your bank or payment provider may require additional time to post the funds to your account.

7. Fraud Prevention

To maintain a secure shopping environment, we reserve the right to review transactions that appear unusual or potentially fraudulent.

When necessary, we may:

  • Request additional identity or payment verification

  • Delay shipment until verification is completed

  • Cancel orders suspected of unauthorized or fraudulent activity

  • Contact you to confirm billing or shipping information

These measures help protect both our customers and our business.

8. Payment Security

We maintain commercially reasonable administrative and technical safeguards designed to protect payment information throughout the checkout process.

Our payment providers comply with recognized Payment Card Industry Data Security Standards (PCI DSS) to help ensure secure processing of payment transactions.

9. Contact Information

If you have any questions regarding payments, billing, or transaction security, please contact us.

Rays Jewelry

Company Number: L16000116470

EIN: 47-3021522

Email: support@raysjewelry.shop

Phone: +1 (305) 827-0079

Address: 3152 W 76th St, Hialeah, FL 33018, United States